Terms and Conditions

1. IRS STATEMENT

Note: The Internal Revenue Service has determined that association membership dues are not charitable contributions but may be deductible as an ordinary business expense. The AACFB does not represent or warrant how you may treat the payment of dues for tax purposes and advises you to consult with your CPA or other tax preparer for their advice.

2. ACCEPTANCE OF APPLICATION BY THE AACFB
The applicant for acceptance acknowledges that the within application is an application for membership. The applicant for acceptance further acknowledges that the acceptance of the application by the AACFB is provisional for 120 days, as further described in this application and that the application for membership is subject to acceptance by the AACFB. The Applicant further acknowledges that the within application is subject to further review, the request for further information and potential rejection for membership. In the event Applicant refuses to provide further requested information, then such refusal shall be grounds for rejection of the within Application.

Applicant or its principals may also be asked to provide credit information such as social security number, tax identification number, bank references or other information as deemed necessary by the Board of Directors to determine the reputation and character of the applicant or its principals. Applicant acknowledges that the providing of the aforesaid information may be used to obtain a credit report on Applicant and their principals. Applicant acknowledges that if the Applicant and their Principals refuse to provide such information, the refusal shall be a basis upon which to reject Applicant's application.

3. AFFIRMATION OF THE AACFB CODE OF ETHICS & MEMBERSHIP REQUIREMENTS
The AACFB prides itself on its members abiding by the AACFB Code of Ethics in their dealings with others in the commercial finance industry as well as those outside of the commercial finance industry. AACFB members pledge to honesty, integrity and fair dealing with all those they come in contact with in their business relationships. By joining the AACFB, members agree to abide by the dispute resolution program of the AACFB to be certain that members adhere to the AACFB Code of Ethics. Upon acceptance of this online application, the AACFB member agrees to adhere to the AACFB Code of Ethics and the requirements put forth by the member's chosen membership category.

4. APPLICATION FEE
In addition to the membership fee for each membership category, the AACFB shall charge $30.00 as a non-refundable fee to cover AACFB's costs associated with a public records background check of the primary principal of applicant or if the applicant is a publicly held company, the applicant itself. Applicant acknowledges that the $30.00 fee will be non-refundable, even if the membership application is declined. - You will be charged the $30 application fee upon submission of your application. You will be required to pay the regular member fee once your application is approved.

CONTINUE TO ONLINE ACCOUNT SET-UP
If you prefer, you may download a printable membership application and return it to headquarters with payment.